The US airline market, one of the largest and most competitive in the world, has unique characteristics when it comes to refund policies and passenger rights. Unlike Europe, where rights are uniformly regulated by Regulation EC 261/2004 (or UK261 in the United Kingdom after Brexit), the regulatory framework in the United States is different and often less favorable to passengers.
According to data from the United States Department of Transportation (DOT), in 2024 around 18% of domestic flights experienced significant delays or cancellations, affecting more than 160 million passengers. Knowing in advance the refund policies of different airlines can make the difference between receiving a cash refund or ending up with an unwanted voucher—or in the worst case, no compensation at all.
In this article, we will analyze in detail the refund policies of the 10 most used airlines in the United States, comparing them based on objective criteria such as processing times, procedures, compensation options, and level of transparency. We will also explore how specialized services like ReFly can assist you in claiming financial compensation, when the conditions to obtain it are met, increasing the chances of success even within the complex US system.
All airlines
All countries
If we don't win, you don't pay us
Below we present the 10 most used airlines in the United States, listed by popularity, with a detailed analysis of their refund policies.
American Airlines
American Airlines, the largest airline in the United States, offers several fare categories with refund conditions that vary depending on the type of ticket.
Basic Economy tickets are generally non-refundable, while Main Cabin fares and above offer greater flexibility, especially if purchased with the refundable fare.
A refund request can be submitted through the dedicated section in the customer area called "Self Service Refund" or by contacting customer service.
American Airlines has recently improved its online system, making the process more intuitive than in the past.
American Airlines states that refunds are processed within 7–20 business days, but user experiences report average timelines of 15–30 days for the actual refund to be credited.
You may not be aware that you could be entitled to financial compensation in addition to a ticket refund. It is interesting to know that requesting one does not exclude the other. The monetary compensation varies depending on the flight distance and the length of the delay. ReFly assists you in obtaining compensation quickly and easily. Thanks to our experience, we can handle all the administrative procedures on your behalf, ensuring that you receive what you are entitled to.
Delta Air Lines
Delta Air Lines offers full refunds for cancelled flights and takes a more flexible approach for delays exceeding 90 minutes. During the COVID-19 pandemic, Delta was one of the first airlines to introduce more favorable policies for passengers, many of which have remained in place.
The request system is one of the most efficient in the industry, accessible from the "My Trips" section of the official website or through the Delta app.
Refundable and Flexible fares allow date changes without additional costs and offer full refunds even in the case of voluntarily giving up the flight.
Delta states that refunds are processed within 7–14 business days, timelines generally confirmed by passengers, with an average of 10–20 days for the actual refund to be credited.
You may not be aware that you could be entitled to financial compensation in addition to a ticket refund. It is important to note that requesting one does not exclude the other. The compensation amount varies depending on the flight distance and the length of the delay. ReFly is here to help you obtain compensation quickly and easily.
ReFly has developed specific expertise in Delta’s compensation policies, which may involve complexities that are difficult for passengers to manage.
The service provided by ReFly is particularly useful for complex cases such as multi-leg flights or missed connections.
United Airlines
United Airlines applies fairly restrictive refund policies, especially for Basic Economy tickets, which are generally non-refundable and non-changeable. Economy Standard fares and higher offer greater flexibility, but often with significant change fees.
The refund request procedure must be completed by accessing your MileagePlus account and filling out the specific online form.
In recent years United has improved its system, but it remains less intuitive compared to other airlines.
United states that refunds are processed within 7–21 business days, but in many cases users report actual timelines of 20–35 days.
You may not be aware that you could be entitled to financial compensation in addition to a ticket refund.
It is interesting to know that you can request both. The monetary compensation depends on the flight distance and the length of the delay.
ReFly offers support to help you obtain compensation quickly and easily.
Southwest Airlines
Southwest Airlines stands out in the American market for its particularly passenger-friendly policies. The airline does not charge any change or cancellation fees on any type of ticket, a practice that is unique among major US airlines.
In the case of voluntary cancellations, Southwest offers travel credits that can be used within 12 months from the original ticket issue date and can easily be applied to future bookings.
However, in certain situations defined by DOT regulations, it is possible to convert them into monetary refunds.
Southwest states that refunds are processed within 7–10 business days, and user experiences generally confirm timelines of 7–15 days for the actual refund to be credited.
Although Southwest generally has favorable policies, ReFly can be particularly helpful in complex situations such as medical emergencies or in maximizing the value of travel credits by converting them into monetary refunds when possible under DOT regulations.
JetBlue Airways
JetBlue offers several fare categories, ranging from Blue Basic (non-refundable) to Blue Extra (fully flexible).
The airline has introduced more favorable policies in recent years, positioning itself as a hybrid between traditional carriers and low-cost airlines.
The airline provides a relatively simple and intuitive online request system accessible through the "Manage Trips" section of the official website.
JetBlue states that refunds are processed within 7–14 business days, with an actual average of 10–20 days for the final credit.
You may not be aware that you could be entitled to financial compensation that can be requested in addition to a ticket refund. In fact, it is important to know that you may obtain both.
The compensation amount varies depending on the flight distance and the length of the delay.
ReFly is here to assist you in the compensation claim process quickly and easily.
Alaska Airlines
Alaska Airlines, while not strictly a premium airline, offers relatively passenger-friendly refund policies, especially for members enrolled in the Mileage Plan program.
The airline positions itself as a strong quality alternative to the three major US carriers (American, Delta, United).
In addition to refunds, Alaska Airlines offers a well-structured compensation system that includes meal vouchers and hotel accommodation when necessary.
Refunds are generally processed within 7–14 business days, with efficient and transparent communication.
You may not be aware that you could be entitled to a financial compensation in addition to a ticket refund?
It is interesting to note that you can request both. The monetary compensation varies depending on the flight distance and the length of the delay. With ReFly, you can receive assistance in claiming compensation quickly and easily, and in managing complex cases such as missed connections with oneworld alliance partners.
Spirit Airlines
Spirit Airlines, as an ultra low-cost carrier, has some of the most restrictive refund policies in the US market. Standard tickets are non-refundable and changes involve significant fees.
The paid Flight Flex option allows changes without additional fees, but it must be purchased at the time of booking.
The airline states that refunds are processed within 20 business days, but passenger experiences show actual timelines that can reach 30–45 days.
You may not know that you could obtain a financial compensation in addition to a ticket refund. The most interesting thing to know is that one request does not exclude the other.
If your flight experienced a significant delay, you may be entitled to compensation. According to the European Union Regulation EC 261/2004, you can claim compensation of up to €600 for flight delays exceeding 3 hours, depending on the flight distance. ReFly will help you not only to fully understand your rights in the event of a flight delay, but will also handle the claim on your behalf if you are entitled to compensation.
Check if you are entitled to compensation
Frontier Airlines
Frontier Airlines, like Spirit, has very restrictive refund policies. Standard tickets are non-refundable and changes involve significant fees.
The paid WORKS option includes the possibility of a full refund, but it must be purchased at the time of booking and involves a significant increase in the ticket price.
Frontier states that refunds are processed within 15–20 business days, but in practice the timelines can extend to 30–40 days.
If your flight experienced a significant delay, you may be entitled to compensation in addition to the ticket refund. Under the European Union Regulation EC 261/2004, you can claim compensation of up to €600 for flight delays exceeding 3 hours, depending on the flight distance.
The service provided by ReFly is essential to help enforce the rights established by DOT regulations, which Frontier tends to apply in a very minimal way.
Hawaiian Airlines
Hawaiian Airlines offers relatively standard refund policies for the US market, with Main Cabin Basic tickets being non-refundable and higher fares offering greater flexibility.
Hawaiian Airlines operates many inter-island flights, for which it applies dedicated procedures.
Refunds are generally processed within 7–14 business days, with relatively efficient communication.
ReFly has in-depth knowledge of Hawaiian Airlines’ refund policies and the specific characteristics of inter-island flights.
The service is particularly useful for international flights operated by Hawaiian, where different regulations may apply and can be leveraged to the passenger’s advantage.
Allegiant Air
Allegiant Air’s refund policies are among the most restrictive in the US market. Standard tickets are non-refundable and non-changeable, with rare exceptions.
Its model focused on low-cost leisure flights is reflected in essential service policies and limited flexibility.
The paid Trip Flex option allows changes without additional fees, but it must be purchased at the time of booking.
Allegiant states that refunds are processed within 30 business days, among the longest timelines in the industry.
If your flight experienced a significant delay, you may be entitled to compensation in addition to a ticket refund. Under the European Union Regulation EC 261/2004, you can claim compensation of up to €600 for delays exceeding 3 hours, depending on the flight distance.
ReFly monitors the entire compensation process, intervening with the airline when necessary to reduce waiting times and increase your chances of success.
| Airline | Average refund time | % Refund vs Credit | Ease of procedure (1-5) | Dedicated support | Administrative costs |
|---|---|---|---|---|---|
| American Airlines | 15-30 days | 45% vs 55% | 3/5 | Yes | $0-$50 |
| Delta Air Lines | 10-20 days | 55% vs 45% | 4/5 | Yes | $0-$40 |
| United Airlines | 20-35 days | 40% vs 60% | 2/5 | Yes | $0-$50 |
| Southwest Airlines | 7-15 days | 60% vs 40% | 5/5 | Yes | $0 |
| JetBlue Airways | 10-20 days | 50% vs 50% | 4/5 | Yes | $0-$25 |
| Alaska Airlines | 7-14 days | 55% vs 45% | 4/5 | Yes | $0-$30 |
| Spirit Airlines | 30-45 days | 20% vs 80% | 1/5 | No | $0-$100 |
| Frontier Airlines | 30-40 days | 25% vs 75% | 1/5 | No | $0-$99 |
| Hawaiian Airlines | 7-14 days | 50% vs 50% | 3/5 | Yes | $0-$30 |
| Allegiant Air | 30-45 days | 15% vs 85% | 1/5 | No | $0-$75 |
Obtaining an airline refund is not always simple, but with the right approach and complete documentation, you can significantly increase your chances of success.
The basic documentation required for refund requests is generally similar for all airlines.
Avoiding some common mistakes can make the difference between an approved refund and a rejected one.
If the flight is cancelled or significantly delayed, you are entitled to a refund of the entire unused ticket amount according to DOT rules.
If you are denied boarding due to overbooking, you can receive compensation of up to $1,550 (DOT limit 2024).
For lost, damaged, or delayed baggage on domestic US flights, you are entitled to a refund of up to $3,800 (DOT limit 2024).
How ReFly has adapted: the ReFly service has developed specific strategies to navigate this deregulated environment, leveraging the few existing regulations in favor of passengers and strategically challenging the most restrictive airline policies.
The ReFly team maintains regular contact with the DOT, sharing updated information on airline practices and collaborating to improve transparency standards and passenger protection.
Through constant monitoring of regulations, ReFly continuously adapts its procedures to obtain the compensation you are entitled to, even in an evolving regulatory environment.
To increase your chances of obtaining refunds and compensations, follow these best practices when traveling in the United States:
Here's how to do it in 3 simple steps:
It only takes 1 minute to discover the amount of your compensation.
Our legal team will collaborate with the airlines and authorities regarding your case.
As soon as we win the lawsuit, you will receive the money in your bank account
ReFly is the ideal partner to help you obtain the compensation you are entitled to. Here is how we can assist you:
Many passengers give up on claiming compensation due to fear of complicated procedures or believing they won’t achieve results.
With ReFly, everything becomes simple and fast. You can start the process online in just a few minutes. Quickly check whether you are entitled to compensation by entering your flight details in this form.
Don’t let a delayed flight ruin your travel experience: rely on ReFly to receive the compensation you are entitled to!
Yes, your rights remain unchanged. You can choose to contact the airline directly or the agency, but the process can be more complex. In the United States, OTAs (Online Travel Agencies) like Expedia or Priceline often have their own policies that overlap with those of airlines, creating additional complexity.
DOT regulations do not establish a specific time limit, but airlines may set their own terms, generally between 30 and 90 days. It is always advisable to act as soon as possible. Some states, such as California and New York, offer wider time frames for consumer claims.
In the United States, airlines have greater discretion than in Europe in defining what constitutes "extraordinary circumstances." However, DOT regulations state that regardless of the cause, if the airline cancels a flight or significantly delays it, it must offer a full refund if the passenger decides not to travel.
Missed connection cases are particularly complex in the US system. If the entire itinerary was booked with a single airline or with partner airlines, responsibility generally lies with the airline that caused the initial delay. However, for separate bookings, obtaining refunds can be much more difficult.
According to DOT regulations, if the airline cancels a flight or significantly delays it, it must offer a full refund in the original form of payment if the passenger requests it. However, many airlines initially offer only travel credits, hoping that passengers will accept them.
In cases of involuntary denied boarding, airlines must follow specific rules for compensation, which can reach up to four times the value of the ticket (maximum $1,550) for significant delays.
How ReFly Can Help: ReFly has deep knowledge of these regulations and can ensure that passengers receive the maximum compensation allowed, challenging any lower offers.
US airlines often invoke force majeure causes (“Act of God”) to avoid responsibility.
However, even in these situations, DOT regulations require a full refund if the passenger decides not to travel.
A particular aspect of the US market is the growing importance of ancillary services (baggage, seat selection, meals, etc.).
In the event of a cancellation or significant delay, these unused services must also be fully refunded.
ReFly’s Perspective: ReFly constantly monitors the evolution of these post-pandemic policies, ensuring that passengers can benefit from the most favorable conditions available.
The US airline market has seen significant consolidation in recent decades, with the four largest airlines (American, Delta, United, Southwest) controlling more than 80% of the domestic market.
How ReFly Has Adapted: ReFly has developed specific strategies for each of the major airlines, with deep knowledge of their policies and internal procedures.
US airports, unlike European ones, have a more limited role in refund procedures.
The service provides passengers with precise instructions on how to obtain official documentation directly at the airport, strengthening their position in refund requests.
ReFly knows these specific rights in detail and understands how to enforce them, providing passengers with clear instructions on what to request directly at the airport.
How ReFly Collaborates with These Organizations: ReFly maintains regular contact with these institutions, facilitating the resolution of more complex disputes and staying up to date with regulatory developments.
ReFly is committed to staying at the forefront, continuously updating its tools and strategies to offer passengers the greatest possible benefit.
The US regulatory system is significantly different from the European one and offers fewer standardized protections for passengers. Understanding DOT rules and the policies of individual airlines is essential to maximize the chances of obtaining a refund.
With higher success rates and faster timelines, relying on professionals like ReFly is often the safest and most convenient choice for travelers in the United States.
This article was written in February 2026 and the policies described are up to date as of the publication date. For more recent information and personalized assistance, visit refly.org or consult the specific pages dedicated to each airline.
Remember that refund policies can change quickly, especially in response to global events or regulatory changes. Always check the updated conditions before booking a flight.
In the United States, it is particularly important to keep in mind that policies vary significantly between airlines and that federal regulations provide more limited protections compared to other regions of the world.
Only a few air travelers are aware of their rights, and many of them lack the legal understanding necessary to claim compensation for flight delays. Even if they are aware of their rights, the process of requesting compensation from airlines can be challenging.